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Delayed Gratification

Delayed Gratification

My first memory of money was at the tender age of five. I went to preschool with my baon (snack and lunch box) and ₱2 daily allowance. If untouched, that meant I had ₱10 a week, and that made me feel rich… and empowered. Yes! It gave me a sense of independence,...
Frugality and Simplicity

Frugality and Simplicity

Frugality has been given a shady connotation in more recent years. Most people think it is synonymous to being kuripot, stingy, or cheap, but I beg to differ. My parents were the practical sort. Just as my mom sent us off to school with our baon, she brought her own...
Money Language and Slaying the Jargon

Money Language and Slaying the Jargon

I am the product of a good childhood, and my greatest teachers were my experiences, subtly engineered by my parents. My mom and dad never sat us down with numbers and figures, but they taught me and my siblings important principles through everyday circumstances,...
Ten Tips to Encourage Independence in Children

Ten Tips to Encourage Independence in Children

Dr. John Rosemond identifies seasons in parenting wherein we take on different roles with respect to our children’s age and parenting needs. After the age of 2, children are no longer the center of the universe and parents shift from serving to leading their children....